Mortgage Tips

I have almost run out of ideas on mortgage tips for my blog.

Would appreciate some feedback and submissions :)

Another reason is that, luckily for me, I do not need to service any loans as I am staying with my parents and the loan has long been paid :) So lucky me !

But I am saving up in the event that I may get married soon (in the near future I hope) and start my own family. Being the only child, I may consider staying with my parents but I will also have to see how my other half will react to this. Otherwise, it is good that I save up for the downpayment first.

It is also good to know friends in the banking industry and I will be able to get the best advice on mortgage packages available locally :)

Whatever the case may be, I know that many of my readers are servicing some housing loans or are looking into suggestions on how to pick up their first loan or even to refinance ! Well, I have written quite a fair bit as well as data that I have sourced from the wonderful world wide web.

Feel free to browse and hope what I have written here will help you all in your decision making. However, my information is certainly not exhaustive and I do hope you will do more research and meet up your financial consultants before making any decision.

Have a nice week ahead !

I need More Articles on Equity Loans or Mortgages

Heya readers,

Do you have any interesting, real life experience to share on your home loan ?

Or something that you feel that you want to let everyone know ? Like a good policy or a lousy service provider ?

Of particular interest, is the latest offers and promotions on home mortgage loans and where to get it cheap !

Well, feel free to drop me a note and let me know and if it is relevant to my blog, I will be sure to publish it !

Thanks !

Good day to All My Mortgage Readers

Good day everyone !

How is everyone doing in March ? Doing good ? How's work ?

Making tons of money to make up for your repayment of your various loans ?

Do you have a home mortgage loan that you are currently servicing ? Tied down heavily by it ?

The general advice is not to overtax yourself. If you cannot financially repay your monthly mortgage premiums, i suggest you approach your current lender for a reassessment or even to refinance your loan to a lower monthly payment cycle but of course resulting in a longer repayment term.

But at least, if you are just starting out, you will not be too over-stressed with having to pay for the montly fees. Once you get a higher pay and finances are no longer as tight, you can always redo your mortgage package and lower your repayment period.

Do not over borrow than you can afford to manage your repayments ! Do not use what you cannot afford or you will end up in various issues like foreclosure and other stuff when you default.